Have you ever been in a situation when you needed a little extra cash to make ends meet? Or, maybe you are looking for a small loan so that you can take a vacation or buy a special give for the one you love. Are you worried that your bad credit is going to prevent you from being able to accomplish your goals? With today’s economy, most banks have really tightened their belts when it comes to lending to people with less than perfect credit. However, there are a few online lending networks that are giving people with bad credit a second chance. One such group is Choice Personal Loans. They offer a vast variety of personal loans for people with bad credit and good credit.
While most lenders rely solely on credit reports and scores when determining whether or not to grant approvals, Choice also communicates with each applicant on an individual basis to learn what got them into their current credit difficulties. Choice listens to and analyzes the situations of each application on a case by case scenario. They understand that bad things often happen to good people and are willing to give their clients the second chance they are looking for when no one else will. You can achieve approval even if you have been previously denied by other banks and financial institutions. Financing is possible even if you have experienced a bankruptcy, foreclosure or judgment in the past. Obviously you will need to be exhibiting a current history of positive credit practiced (12 months or more) and be employed.
Once approval is achieved, a loan officer will work with you to help you develop a custom program that will get you the cash you necessitate without hurting your current budget. Loan terms range from a few months up to six years. Depending on credit rating, interest rates can range from 10% to as high as 21.24%. You can borrow as little as $100 to as much as $25,000. Besides standard personal loan programs, Choice also offers specialty loans like good and bad credit vacation loans and wedding loans.
Complete an online application today and receive a response within minutes! Get your cash within 24 hours from the time you apply via overnight, certified check or direct deposit into your bank account. It’s that easy!