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We’ve got a car loan or two, and unless we buy our children their own cars, we’ll probably have a few more car payments in a few more years. Catherine will be driving in 3 years, and Grace will be a year behind her. Currently, both of our car loans are through a credit union I belong to, and they do something a little funky - they offer all of their members the same rate for a car loan. You’ve got to have semi decent credit of course, but provided you do, you’ll get the same rate that I was offered. It’s a good rate, but I’ve noticed recently that a few banks were offering a better rate, and who doesn’t want lower car payments?
You know how those companies on TV offer to get your mortgage quotes from 4 big lenders? RateGenius.com does the same thing, except with cars. Give them your info, and they find the lender with the best deal. You don’t have to waste time filling out multiple applications at different sites online, because they shop the loan around for you. Complete the refinance process electronically, and watch your payments go down!
The best part? Free to you! You don’t need to pay them a thing to start saving money each month.
This entry was posted on Monday, January 28th, 2008 at 7:59 pm and is filed under Daily Happenings. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
I can get you a good deal on a used windowless van