While we were at Jim’s reunion a few weeks ago, we met a Realtor who was a former classmate of Jim’s. When we mentioned where we live, he knew our subdivision, and is actually working on selling a home on it’s way to foreclosure right now. Oops! I know of the house, but we don’t know who lives there – it’s been rented out since it was built, and honestly? I’d love for someone other than an investor to buy it, so that the grass will be taken care of, the trees will be watered, and the bushes will be trimmed. I do think it’s a shame that someone is so far in debt that they have to sell a home at a loss though. When we had money troubles, we (thankfully) avoided that. Could a bill consolidation loan have helped our neighbors save their investment? Who knows, but I know it saved my hiney. Going through debt consolidation early in my marriage probably SAVED my marriage. It’s no fun being stressed about bills and how you’re going to make ends meet, and I know people who couldn’t hack it and always fought about money. Setting financial goals has really helped Jim and I to see what staying out of debt can get us – vacations, a new house, and no stress each money when it’s time to pay the bills! This site has some great articles on saving money, sticking to a budget, setting financial goals, and credit repair – it’s a good read even if you’re NOT in debt!

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