Jim called me today from work and mentioned to me that one of his coworkers is having a tough time financially - to the tune of $60K in credit card debt. Eeek!! I guess he was out of work for a few months, and they lived off credit, but still….that’s some high on the hog living. I wonder if that guy is an emotional spender? Maybe being out of work MADE him want to have nice things and reward himself while being down in the dumps…that’s a vicious cycle to break. There are 8 personality types mentioned at Free The Drones listing the worst kinds of personalities you can have when it comes to your finances. I’m an emotional spender too, but I keep it in check a bit better than Jim’s coworker.